US Dollar to Chinese Yuan

The USD/CNY rate is influenced by interest rate differentials between the two countries, inflation, trade balances, and broad risk sentiment in global financial markets. Central bank policy decisions and major economic data releases such as GDP, employment, and CPI reports can cause sharp short-term moves in the rate.

The mid-market rate is the midpoint between the prices at which dealers are willing to buy and sell a currency. It represents the true market price without any markup. Banks and remittance services add their own spread on top of this rate, which is why the rate you see here is typically better than what you get at a currency exchange counter.

The rate displayed on this page is sourced from the European Central Bank via the Frankfurter API and is refreshed every business day at approximately 16:00 CET. Our server caches the latest rate for up to one hour, so intraday fluctuations are not reflected — the rate is a daily reference rate, not a live tick.

The rate shown is a reference rate for informational purposes. Your bank or payment provider will apply their own spread and fees, so the effective rate you receive for an actual USD to CNY transfer will differ. Use this rate as a benchmark to compare providers and assess whether the rate you are being offered is reasonable.

Enter your exact amount in the converter above. The result is calculated by multiplying your input by the current mid-market rate. For large transfers, keep in mind that the actual settlement rate from your provider may vary slightly from this reference, and transfer fees are charged separately on top of the converted amount.